Rates

Rates effective as of February 3, 2015. Rates may change after accounts are opened, except fixed rate certificates of deposit. Fees may reduce earnings. APY=Annual Percentage Yield.

Kasasa Cash

BalanceAPYInterest Rate
Balances up to $7,0002.25%2.23%
Portion of balance over $7,0002.25 to 0.19%

Assumed balance of $100,000

0.05%
All balances (Non-Qualify)0.01%0.01%

To earn rewards, complete the following transactions and activities in Kasasa Cash each monthly qualification cycle:


  • Have at least 10 debit card purchases post and settle
  • Have at least 1 ACH payment or direct deposit post and settle
  • Enroll in online banking and receive free eStatements

Advantage Checking

BalanceAPYInterest Rate
$1,000 to $2,499.010%.010%
$2,500 to $4,999.010%.010%
$5,000 to $7,499.010%.010%
$7,500 to $9,999.010%.010%
$10,000 to $24,999.010%.010%
$25,000 to $49,999.010%.010%
$50,000 to $74,999.030%.030%
$75,000 and over.030%.030%

Worry-Free Money Market

BalanceAPYInterest Rate
<$100,000.000.25%0.25%
$100,000 - $499,9990.66%0.66%
$500,000 - $1,000,0000.86%0.86%
$1,000,001 - Over0.86%

Subject to negotiation

0.86%

Subject to negotiation

*$10,000 is required to open the account and to avoid the monthly service charge.

Certificates of Deposit

TermMinimumAPYInterest Rate
13-Month Choose Your Term CD$10,0001.000%1.000%
15-Month Choose Your Term CD$10,0001.000%1.000%
17-Month Choose Your Term CD$10,0001.000%1.000%
30-Month Variable Rate CD (1.00% Floor)$10,0001.12%1.11%
60-Month Variable Rate CD (1.20% Floor)$10,0001.32%1.31%
1-Year CD$1,0001.00%1.00%
2-Year CD$1,0001.16%1.15%
3-year CD$1,0001.260%1.250%
4-year CD$1,0001.360%1.350%
5-Year CD$1,0001.51%1.50%
Variable IRA$100.400%.400%
  • The minimum to open and obtain the APY is the minimum stated in each category.
  • Penalty will be imposed for early withdrawal.

Money Market Plus Accounts

Balance*APYInterest Rate
$0 to $49,999.200%.200%
$50,000 to $99,999.250%.250%
$100,000 to $499,999.500%.500%
$500,000 - Over.750%.750%

*$100 is required to open the account. Minimum balance of $10,000 is required to avoid the monthly service charge.

Savings Accounts

Account TypeAPYInterest Rate
Money Market Account.03%.03%
Savings Account.03%.03%
Health Savings (IRA).01%.01%

Savings interest is compounded daily and credited quarterly.

Business NOW

BalanceAPYInterest Rate
$1,000 to $2,499.01%.01%
$2,500 to $4,999.01%.01%
$5,000 to $7,499.01%.01%
$7,500 to $9,999.01%.01%
$10,000 to $24,999.01%.01%
$25,000 to $49,999.01%.01%
$50,000 to $74,999.03%.03%
$75,000 and over.03%.03%