Choose how you want to bank. With MyChoice, you have the power to drop your monthly charge to $0 in a few simple ways.

Key Features

  • No Minimum Balance Requirements
  • Free Digital Banking
  • Free Debit Card
  • Checking with the power to lower your monthly service charge
  • No minimum balance requirements
  • Reduce or eliminate the $6.95 monthly service charge by doing the following:1
    • Be enrolled in online banking and receive eStatements to reduce charge by $1
    • Further reduce charge by 15¢ for each debit card purchase of $5 or more that posts and settles, until the charge is eliminated
    • Completely eliminate the monthly service charge by maintaining a minimum daily balance of $2,500 or more
  • Free digital banking services, including:
  • Free Visa® debit card
  • $50 minimum deposit to open

1Once the $6.95 monthly service charge is retired, additional debit card point of sale transactions will not result in credits to the account. ATM withdrawals do not count towards qualifying debit card transactions. All transactions must be posted to the account within the Qualification Cycle. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to your account during monthly qualification cycle. Available for personal accounts only. Certain restrictions may apply. No fee reduction the first month.

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