Certificates of Deposit (CDs)
Certificate of Deposit (CDs) are ideal for those seeking to achieve a certain savings goal within a specific timeframe. BTH Bank offers CDs with terms from 12 to 60 months and variable or fixed interest rates allowing for a guaranteed return.
- Variable and fixed interest rates, higher than regular savings
- Worry-Free variable rate CDs available
- Very low-risk investment
- A wide range of terms to save for exact goals
- Penalties imposed for early withdrawal
- $1,000 minimum deposit to open for fixed-rate CDs
- $10,000 minimum deposit to open a Choose Your Term CD
- $10,000 minimum deposit for variable-rate CDs
- Choose Your Term CDs*
Choose your term - 13, 15, or 17 months - and receive a fixed interest rate with BTH Bank Choose Your Term CD. These short-term CDs offer great flexibility for your savings.
- Choose your term: 13 months, 15 months or 17 months
- Earn 1% APY *
- $10,000 Minimum Deposit
*Annual Percentage Yield – The minimum to open and obtain the APY is $10,000.00. APY assumes interest is compounded monthly and remains on deposit until maturity; withdrawal of interest will reduce earnings. A penalty will be imposed for early withdrawal. Refer to Truth-in-Savings disclosure for complete details. Rates subject to change.
- Worry-Free CD*
The Worry Free CD, available in 30 or 60 month terms, has a rate indexed to the One-Year US Treasury Daily Yield. Rates can increase but will never fall below the stated floor APY - leaving you worry free with your savings.
- Worry-Free CDs* offer variable rates with a floor APY:
- 30-month CDs with a floor of 1.00% APY*
- 60-month CDs with a floor of 1.21% APY*
- Rates indexed to the One-Year US Treasury Daily Yield
$10,000 minimum deposit to open a Worry-Free CD*
*Annual Percentage Yield – The minimum to open and obtain the APY is $10,000.00. A penalty will be imposed for early withdrawal. Refer to Truth-in-Savings disclosure for complete details. Rates subject to change every three months after the account is opened.