|FACTS||WHAT DOES BTH BANK, NATIONAL ASSOCIATION DO WITH MY PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons BTH Bank, National Association chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information:||Does BTH Bank, National Association share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For marketing purposes - to offer our products and services to you||No||We do not share|
|For joint marketing with other financial companies||No||We do not share|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||No||We do not share|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We do not share|
|For our affiliates to market to you||No||We do not share|
|For our nonaffiliates to market to you||No||We do not share|
|Questions?||Call (903) 763-2264 or go to www.bthbank.com.|
|What we do|
|How does BTH Bank, National Association protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to personal information to only those employees who need to know that information in order to provide products and services to you.|
|How does BTH Bank, National Association collect my personal information?||We collect your personal information, for example, when you
|Why can I not limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.