Privacy Policy


FACTSWHAT DOES BTH BANK, NATIONAL ASSOCIATION DO WITH MY PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and credit history
  • Payment history and account balances
  • Account transactions and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons BTH Bank, National Association chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:Does BTH Bank, National Association share?Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For marketing purposes - to offer our products and services to youNoWe do not share
For joint marketing with other financial companiesNoWe do not share
For our affiliates’ everyday business purposes – information about your transactions and experiencesNoWe do not share
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe do not share
For our affiliates to market to youNoWe do not share
For our nonaffiliates to market to youNoWe do not share

Questions?Call (903) 763-2264 or go to www.bthbank.com.

What we do
How does BTH Bank, National Association protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BTH Bank, National Association collect my personal information?We collect your personal information, for example, when you
  • Open an account or make deposits or withdrawals from your account
  • Give us your contact information or provide your mortgage information
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can I not limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • BTH Bank, National Association has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • BTH Bank, National Association does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • BTH Bank, National Association does not jointly market.