Rates effective as of July 1, 2019. Rates may change after accounts are opened, except fixed rate certificates of deposit. Fees may reduce earnings. APY=Annual Percentage Yield.

Certificates of Deposit

TermMinimumAPYInterest Rate
18-Month Fixed Rate CD$1,000 1.67% 1.66%
30-Month Fixed Rate CD$1,0001.76%1.75%
30-Month Worry-Free CD (1.00% APY Floor)$10,0001.48%1.472%
60-Month Worry-Free CD (1.21% APY Floor)$10,0001.48%1.472%
1-Year CD$1,0002.41%2.38%
2-Year CD$1,0002.22%2.20%
3-year CD$1,0001.26%1.25%
4-year CD$1,0001.36%1.35%
5-Year CD$1,0001.51%1.50%
Variable IRA$100.40%.40%

*The minimum to open and obtain the APY is the minimum stated in each category. Penalty will be imposed for early withdrawal.

Customer Beneficial Money Market

Balance*APYInterest Rate
$50,000 - $99,9990.50%0.50%
$100,000 - $499,9991.21%1.20%
$500,000 - $999,9991.41%1.40%
$1,000,000 - Over1.41%1.40%

*$10,000 is required to open the account and to avoid the monthly service charge.

Rates are subject to change.

Money Market Plus Accounts

Balance*APYInterest Rate
$50,000 to $99,999.25%.25%
$100,000 to $499,999.50%.50%
$500,000 - Over.75%.75%

*$100 is required to open the account. Minimum balance of $10,000 is required to avoid the monthly service charge.

Kasasa Cash

BalanceAPYInterest Rate
Balances up to $7,0002.25%2.23%
Portion of balance over $7,0002.25 to 0.19%

Assumed balance of $100,000

All balances (Non-Qualify)0.01%0.01%

To earn rewards, complete the following transactions and activities in Kasasa Cash each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 ACH payment or direct deposit post and settle
  • Enroll in online banking and receive free eStatements

Advantage Checking

BalanceAPYInterest Rate
$1,000 to $49,999.01%.01%
$50,000 and over.03%.03%

Health Savings Account

Account TypeAPYInterest Rate
HSA Checking.01%.01%

Savings Accounts

Account TypeAPYInterest Rate
Money Market Account.03%.03%
Savings Account*.03%.03%

Take a look at our current rates.

*Savings interest is compounded daily and credited quarterly.

Business NOW

BalanceAPYInterest Rate
$1,000 to $49,999.01%.01%
$50,000 and over.03%.03%