Rates effective as of June 1, 2020. Rates may change after accounts are opened, except fixed rate certificates of deposit. Fees may reduce earnings. APY=Annual Percentage Yield.

Certificates of Deposit (CDs) Learn More

Term Minimum to Open APY Interest Rate
1-Year Fixed Rate CD $1,000 1.00% 1.00%
18-Month Fixed Rate CD $1,000 1.10% 1.09%
2-Year Fixed Rate CD $1,000 1.15% 1.14%

The minimum to open and obtain the APY is the minimum stated in each category. Withdrawal of interest will reduce earnings. A penalty will be imposed for early withdrawal. These rates apply to CDs up to $1 million. For amounts in excess of $1 million, please contact BTH Bank.

Customer Beneficial Money Market Learn More

Balance APY Interest Rate
<$50,000 0.25% 0.25%
$50,000 - $99,999 0.25% 0.25%
$100,000 - $499,999 0.50% 0.50%
$500,000 - Over 0.75% 0.75%

$10,000 is required to open the account.

Money Market Plus Learn More

Balance APY Interest Rate
<$50,000 0.20% 0.20%
$50,000 to $99,999 0.25% 0.25%
$100,000 to $499,999 0.50% 0.50%
$500,000 - Over 0.75% 0.75%

$100 is required to open the account.

Money Market Basic Learn More

APY Interest Rate
0.03% 0.03%

$100 is required to open the account.

Savings Account Learn More

APY Interest Rate
0.03% 0.03%

$100 is required to open the account.

Health Savings Account (HSA)

APY Interest Rate
0.01% 0.01%

$100 is required to open the account. 

Kasasa Cash Learn More

Balance Interest Rate APY
Balances up to $7,000 2.23% 2.25%
Portion of balance over $7,000 0.05% 2.25% to 0.19%
Assumed balance of $100,000
All balances if qualifications not met 0.01% 0.01%

Qualifications

$50 required to open the account. To earn rewards, complete the following transactions and activities in Kasasa Cash each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 ACH payment or direct deposit post and settle
  • Enroll in online banking and receive free eStatements

Advantage Checking Learn More

Balance APY Interest Rate
$1,000 to $49,999 0.01% 0.01%
$50,000 and over 0.03% 0.03%

$1,000 is required to open the account and obtain the minimum APY.

Business NOW (Advantage Checking) Learn More

Balance APY Interest Rate
$1,000 to $49,999 0.01% 0.01%
$50,000 and over 0.03% 0.03%

$1,000 is required to open the account and obtain the minimum APY. Available to sole proprietors and nonprofits only.

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