Rates effective as of December 1, 2021. Rates may change after accounts are opened. Fees may reduce earnings. APY=Annual Percentage Yield.

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Balance Interest Rate APY
<$20,000 No Interest  No Interest 
$20,000-$49,999.99 0.05% 0.05%
$50,000 and over 0.10%  0.10% 


$50 required to open the account. To earn interest, you must complete the following transactions and activities in the account each statement cycle:

  • Have at least 10 debit card purchases post and settle
  • Enroll in free eStatements

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